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26 November 2013

Swiss Re on "Unforeseen Consequences of Electromagnetic Fields"

Excerpt from recent Swiss Re document on the unforeseen consequences of electromagnetic fields (page 11).  (Swiss Re is one of the world's largest reinsurance companies.)

Swiss Re Sonar – Emerging Risk Insights
July 2013

Unforeseen consequences of electromagnetic fields
(high risk - more than 10 years)


The ubiquity of electromagnetic fields (EMF) raises concerns about potential implications for human health, in particular with regard to the use of mobile phones, power lines or antennas for broadcasting. Over the last decade, the spread of wireless devices has accelerated enormously. The convergence of mobile phones with computer technology has led to the proliferation of new and emerging technologies.  This development has increased exposure to electromagnetic fields, the health impacts of which remain unknown.

Anxiety over the potential risks related to EMF has risen. Studies are difficult to conduct, since time trend studies are inconsistent due to the still rather recent proliferation of wireless technology. The WHO has classified extremely low-frequency magnetic fields and radiofrequency electromagnetic fields, such as radition emitted by cell phones, as potentially carcinogenic to humans (Class 2B carcinogen). Furthermore, a recent ruling by an Italian court suggested a link between mobile phone radiation and human health impairment. Overall, however, scientific studies are still inconclusive regarding possible adverse health effects of EMF.

If a direct link between EMF and human health problems were established, it would open doors for new claims and could ultimately lead to large losses under product liability covers. Liability rates would likely rise.

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